With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Tyndall AFB runs about $250,765.

Run the rent-vs-buy numbers for Tyndall AFB →

All Tyndall AFB BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$2,058	$1,713
E-2	$2,058	$1,713
E-3	$2,058	$1,713
E-4	$2,058	$1,713
E-5	$2,163	$1,863
E-6	$2,442	$1,959
E-7	$2,538	$2,058
E-8	$2,643	$2,223
E-9	$2,766	$2,298
Warrant Officer
W-1	$2,460	$2,037
W-2	$2,580	$2,220
W-3	$2,712	$2,310
W-4	$2,787	$2,460
W-5	$2,886	$2,562
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$2,556	$2,160
O-2E (Prior Enlisted)	$2,691	$2,280
O-3E (Prior Enlisted)	$2,802	$2,433
Officer
O-1	$2,202	$1,953
O-2	$2,439	$2,133
O-3	$2,709	$2,337
O-4	$2,913	$2,538
O-5	$3,060	$2,595
O-6	$3,084	$2,691
O-7	$3,105	$2,736

Official 2026 BAH rates for the PANAMA CITY, FL Military Housing Area, effective January 1, 2026.

About Tyndall AFB

Tyndall Air Force Base is located on a peninsula southeast of Panama City and is surrounded by the East Bay, the Saint Andrew Bay, and the Saint Andrew Sound. Once a wild land of heavy brush and swamps, Tyndall was founded as a gunnery range in 1941. The base was named after Florida native and recipient of the Silver Star, Lieutenant Francis B. Tyndall, a veteran of World War I. Students would arrive at Tyndall through World War II to train at the range, the most famous being Clark Gable. Tyndall would change hands over the years, from an Air Training Command Installation to an Aerospace Defense Command. Nowadays, the host wing at Tyndall is the 325th Fighter Wing of the Air Combat Command. The 44th Fighter Group is also garrisoned here. During the 2010 census, the population was just unde...

Read the full Tyndall AFB guide →