With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near HAWAII – PACOM runs about $853,542.

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All HAWAII – PACOM BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$3,333	$2,598
E-2	$3,333	$2,598
E-3	$3,333	$2,598
E-4	$3,333	$2,598
E-5	$3,663	$2,856
E-6	$3,912	$3,036
E-7	$4,098	$3,348
E-8	$4,302	$3,720
E-9	$4,518	$3,783
Warrant Officer
W-1	$3,930	$3,222
W-2	$4,182	$3,717
W-3	$4,434	$3,795
W-4	$4,551	$3,951
W-5	$4,692	$4,146
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$4,137	$3,660
O-2E (Prior Enlisted)	$4,398	$3,768
O-3E (Prior Enlisted)	$4,572	$3,903
Officer
O-1	$3,702	$2,997
O-2	$3,909	$3,555
O-3	$4,428	$3,819
O-4	$4,737	$4,110
O-5	$4,959	$4,224
O-6	$5,001	$4,413
O-7	$5,040	$4,494

Official 2026 BAH rates for the HONOLULU COUNTY, HI Military Housing Area, effective January 1, 2026.

About HAWAII – PACOM

GEAR UP: This P-20 program encourages juniors and seniors to enroll in early college programs which can provide up to two years of college-level coursework. Programs GEAR UP supports include: Running Start program. Jump Start program. Advanced Placement (AP) programs. Hawaii P-20 Partnership for Education: The Hawaii P-20 Partnership for Education teams the DOE with the state’s Executive Office on Early Learning and the University of Hawaii system to strengthen the educational pipeline from early childhood through higher education, with the goal to help all students achieve college, career and community readiness. P-20 partners share a sense of urgency about the need to improve Hawaii's educational outcomes in an increasingly global economy. For more information on Hawaii P-20, go to...

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