With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Picatinny Arsenal runs about $322,979.

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All Picatinny Arsenal BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$2,715	$2,085
E-2	$2,715	$2,085
E-3	$2,715	$2,085
E-4	$2,715	$2,085
E-5	$2,823	$2,421
E-6	$3,444	$2,610
E-7	$3,486	$2,715
E-8	$3,525	$2,952
E-9	$3,642	$3,135
Warrant Officer
W-1	$3,465	$2,691
W-2	$3,501	$2,949
W-3	$3,555	$3,159
W-4	$3,678	$3,450
W-5	$3,831	$3,492
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$3,489	$2,820
O-2E (Prior Enlisted)	$3,543	$3,096
O-3E (Prior Enlisted)	$3,702	$3,438
Officer
O-1	$2,904	$2,604
O-2	$3,438	$2,793
O-3	$3,552	$3,219
O-4	$3,882	$3,477
O-5	$4,122	$3,495
O-6	$4,155	$3,531
O-7	$4,188	$3,594

Official 2026 BAH rates for the JB MCGUIRE-DIX-LAKEHURST, NJ Military Housing Area, effective January 1, 2026.

About Picatinny Arsenal

Service members are required to report to the Housing Services Office at their existing and new duty stations before making arrangements to rent, lease or purchase off-post housing. To contact the Housing Services Office, call 973-724-2190. For more information on housing services at Picatinny Arsenal, visit www.housing.army.mil/#!pg=post&sp=welcome . Military family housing at Picatinny Arsenal is provided by Balfour Beatty Communities. Picatinny Homes consist of five neighborhoods with three- to six-bedroom houses in both single-family and townhome styles. Homes in these neighborhoods feature garages, central air conditioning, washer and dryer hookups, fully equipped kitchens, porches and fenced in yards; amenities vary by neighborhood. Other community amenities include playgrounds, tot...

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