With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Pacific Command runs about $853,542.

Run the rent-vs-buy numbers for Pacific Command →

All Pacific Command BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$3,333	$2,598
E-2	$3,333	$2,598
E-3	$3,333	$2,598
E-4	$3,333	$2,598
E-5	$3,663	$2,856
E-6	$3,912	$3,036
E-7	$4,098	$3,348
E-8	$4,302	$3,720
E-9	$4,518	$3,783
Warrant Officer
W-1	$3,930	$3,222
W-2	$4,182	$3,717
W-3	$4,434	$3,795
W-4	$4,551	$3,951
W-5	$4,692	$4,146
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$4,137	$3,660
O-2E (Prior Enlisted)	$4,398	$3,768
O-3E (Prior Enlisted)	$4,572	$3,903
Officer
O-1	$3,702	$2,997
O-2	$3,909	$3,555
O-3	$4,428	$3,819
O-4	$4,737	$4,110
O-5	$4,959	$4,224
O-6	$5,001	$4,413
O-7	$5,040	$4,494

Official 2026 BAH rates for the HONOLULU COUNTY, HI Military Housing Area, effective January 1, 2026.

About Pacific Command

You, or your sponsor, can make an appointment with the service housing office 30 days in advance of your arrival. Camp H.M. Smith does not offer any housing to USPACOM personnel. Air Force personnel may apply for housing as soon as they receive orders to Oahu, but will not be added to the housing waiting list until 30 days prior to their arrival. Advance housing applications are available at any Air Force base housing office. Inbound service members are referred to their service-specific housing offices at the following numbers. Marines assigned to USPACOM should call the Navy Housing Office. Waiting list 808-423-7788 Residents 808-423-2300 Schofield Barracks 808-275-3700 Fort Shafter 808-275-3800 Pearl Harbor 808-474-1820/1821 For more information, refer to the Housing sections in install...

Read the full Pacific Command guide →