Hawaii – Navy BAH Rates 2026
Calculate your Basic Allowance for Housing (BAH) for Hawaii – Navy. Rates are based on the HONOLULU COUNTY, HI Military Housing Area.
2026 BAH Calculator
Dependency Status
With Dependents
$XX,XXX per year
E-5
Location
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Data Sources
BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026. Rates set annually by DoD based on rental survey data.
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With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Hawaii – Navy runs about $853,542.
Run the rent-vs-buy numbers for Hawaii – Navy →All Hawaii – Navy BAH Rates by Pay Grade
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| Enlisted | ||
| E-1 | $3,333 | $2,598 |
| E-2 | $3,333 | $2,598 |
| E-3 | $3,333 | $2,598 |
| E-4 | $3,333 | $2,598 |
| E-5 | $3,663 | $2,856 |
| E-6 | $3,912 | $3,036 |
| E-7 | $4,098 | $3,348 |
| E-8 | $4,302 | $3,720 |
| E-9 | $4,518 | $3,783 |
| Warrant Officer | ||
| W-1 | $3,930 | $3,222 |
| W-2 | $4,182 | $3,717 |
| W-3 | $4,434 | $3,795 |
| W-4 | $4,551 | $3,951 |
| W-5 | $4,692 | $4,146 |
| Officer (Prior Enlisted) | ||
| O-1E (Prior Enlisted) | $4,137 | $3,660 |
| O-2E (Prior Enlisted) | $4,398 | $3,768 |
| O-3E (Prior Enlisted) | $4,572 | $3,903 |
| Officer | ||
| O-1 | $3,702 | $2,997 |
| O-2 | $3,909 | $3,555 |
| O-3 | $4,428 | $3,819 |
| O-4 | $4,737 | $4,110 |
| O-5 | $4,959 | $4,224 |
| O-6 | $5,001 | $4,413 |
| O-7 | $5,040 | $4,494 |
Official 2026 BAH rates for the HONOLULU COUNTY, HI Military Housing Area, effective January 1, 2026.
About Hawaii – Navy
The Housing Service Center at the Navy Aloha Center (Navy Family Housing Office) is at 4825 Bougainville Drive (Building 2652) near the airport. Hours are 7:30 a.m. to 4 p.m. Monday through Friday. To reach the reception desk of the Housing Office and for more information on the housing areas, call 808-474-1820/1821. Other housing representatives include the regional housing director, 808-474-1803, and the customer service manager, 808-474-1800. For inquiries pertaining to Navy Housing in Oahu, contact the Navy Housing Service Center, 808-474-1820.
To view floor plans of Navy housing, visit Ohana Navy Family Housing.
Other Navy welcome and housing information is available at Great Life Hawaii and Military OneSource.
Relocation assistance and information are available at the Military and...
Read the full Hawaii – Navy guide →TRUSTED BASE INTEL. SINCE 1966.
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