With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Hawaii – Air Force runs about $853,542.

Run the rent-vs-buy numbers for Hawaii – Air Force →

All Hawaii – Air Force BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$3,333	$2,598
E-2	$3,333	$2,598
E-3	$3,333	$2,598
E-4	$3,333	$2,598
E-5	$3,663	$2,856
E-6	$3,912	$3,036
E-7	$4,098	$3,348
E-8	$4,302	$3,720
E-9	$4,518	$3,783
Warrant Officer
W-1	$3,930	$3,222
W-2	$4,182	$3,717
W-3	$4,434	$3,795
W-4	$4,551	$3,951
W-5	$4,692	$4,146
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$4,137	$3,660
O-2E (Prior Enlisted)	$4,398	$3,768
O-3E (Prior Enlisted)	$4,572	$3,903
Officer
O-1	$3,702	$2,997
O-2	$3,909	$3,555
O-3	$4,428	$3,819
O-4	$4,737	$4,110
O-5	$4,959	$4,224
O-6	$5,001	$4,413
O-7	$5,040	$4,494

Official 2026 BAH rates for the HONOLULU COUNTY, HI Military Housing Area, effective January 1, 2026.

About Hawaii – Air Force

Joint Base Pearl Harbor-Hickam was created Oct. 1, 2010, when the former Naval Station Pearl Harbor joined Hickam Air Force Base. The 2005 Defense Base Realignment and Closure Commission’s report to the president required the relocation of installation management functions and the establishment of JBPHH, with the Navy as the lead agency in providing these functions to the Joint Base. Military service members, civilian employees and contractors work together to achieve common goals using similar processes. The establishment of JBPHH brings together the “best practices” of both the Air Force and the Navy for efficiencies in enhancing support of operational capabilities. With an appreciation for the rich history of both Hickam Air Force Base and Naval Station Pearl Harbor, J...

Read the full Hawaii – Air Force guide →