With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Fort Sill runs about $100,305.

Run the rent-vs-buy numbers for Fort Sill →

All Fort Sill BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$1,203	$969
E-2	$1,203	$969
E-3	$1,203	$969
E-4	$1,203	$969
E-5	$1,233	$1,092
E-6	$1,494	$1,170
E-7	$1,587	$1,209
E-8	$1,692	$1,290
E-9	$1,842	$1,383
Warrant Officer
W-1	$1,509	$1,206
W-2	$1,632	$1,287
W-3	$1,761	$1,386
W-4	$1,872	$1,509
W-5	$2,013	$1,611
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$1,605	$1,230
O-2E (Prior Enlisted)	$1,740	$1,344
O-3E (Prior Enlisted)	$1,893	$1,482
Officer
O-1	$1,272	$1,167
O-2	$1,491	$1,227
O-3	$1,758	$1,395
O-4	$2,055	$1,587
O-5	$2,271	$1,704
O-6	$2,286	$1,740
O-7	$2,298	$1,767

Official 2026 BAH rates for the FORT SILL/LAWTON, OK Military Housing Area, effective January 1, 2026.

About Fort Sill

Welcome to Fort Sill, Oklahoma, headquarters for the U.S. Army Fires Center of Excellence and home of the U.S. Army Field Artillery, the U.S. Army Air Defense Artillery, and the U.S. Marine Corps Artillery. Fort Sill also serves as one of the four locations for Army Basic Combat Training.

Fort Sill, located in Comanche County, Oklahoma, is rich in history. This post is a National Historic Landmark and is the only remaining active fort built during the Indian Wars. Troops from the 10th Cavalry, a unit of African-American “Buffalo Soldiers,” built many of the stone buildings still found on Fort Sill.

The base supports a population of roughly 53,000 people, including 20,000 active-duty and civilian personnel and nearly 33,000 family members. Fort Sill is home to the Fort Sill National Hist...

Read the full Fort Sill guide →