With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Ellsworth AFB runs about $359,776.

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All Ellsworth AFB BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$1,800	$1,440
E-2	$1,800	$1,440
E-3	$1,800	$1,440
E-4	$1,800	$1,440
E-5	$1,986	$1,545
E-6	$2,211	$1,656
E-7	$2,307	$1,806
E-8	$2,409	$2,037
E-9	$2,538	$2,094
Warrant Officer
W-1	$2,229	$1,746
W-2	$2,349	$2,034
W-3	$2,478	$2,103
W-4	$2,559	$2,226
W-5	$2,664	$2,328
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$2,322	$1,983
O-2E (Prior Enlisted)	$2,457	$2,082
O-3E (Prior Enlisted)	$2,574	$2,202
Officer
O-1	$2,022	$1,614
O-2	$2,208	$1,929
O-3	$2,475	$2,124
O-4	$2,691	$2,304
O-5	$2,850	$2,361
O-6	$2,871	$2,457
O-7	$2,889	$2,496

Official 2026 BAH rates for the RAPID CITY, SD Military Housing Area, effective January 1, 2026.

About Ellsworth AFB

Welcome to Ellsworth Air Force Base! Ellsworth Air Force Base is located about ten miles north of Rapid City, South Dakota. Ellsworth Air Force Base is home to the 28th Bomb Wing, which is one of the Air Force’s two B-1B Lancer Wings. Ellsworth Air Force Base is home to about 8,000 military personnel, members of their families, and civilians, while the nearby town of Rapid City has a population of more than 62,000. For more information about the base, including a full list of units at Ellsworth Air Force Base, visit the base’s website . 1. Where Is Ellsworth Air Force Base? 2. Google Map View 3. Getting There – Directions to the Base 4. Entering Ellsworth Air Force Base and Amenities Check-in Procedures for Incoming Personnel Ellsworth Air Force Base Visitor Center Ellsworth Air Force Base...

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