With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near MCB Camp Pendleton runs about $780,381.

Run the rent-vs-buy numbers for MCB Camp Pendleton →

All MCB Camp Pendleton BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$3,627	$2,739
E-2	$3,627	$2,739
E-3	$3,627	$2,739
E-4	$3,627	$2,739
E-5	$3,963	$3,093
E-6	$4,398	$3,324
E-7	$4,494	$3,642
E-8	$4,596	$4,056
E-9	$4,779	$4,182
Warrant Officer
W-1	$4,419	$3,513
W-2	$4,536	$4,053
W-3	$4,662	$4,197
W-4	$4,824	$4,416
W-5	$5,019	$4,518
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$4,512	$3,960
O-2E (Prior Enlisted)	$4,644	$4,152
O-3E (Prior Enlisted)	$4,854	$4,392
Officer
O-1	$4,023	$3,285
O-2	$4,395	$3,855
O-3	$4,659	$4,239
O-4	$5,085	$4,494
O-5	$5,391	$4,548
O-6	$5,439	$4,641
O-7	$5,484	$4,725

Official 2026 BAH rates for the CAMP PENDLETON, CA Military Housing Area, effective January 1, 2026.

About MCB Camp Pendleton

Welcome to Marine Corps Base Camp Pendleton, California - the West Coast’s premier Fleet Marine Force Training Base! Moving is never easy, but when you are PCSing to an area known for its sunny weather, that is near the ocean, and has plenty to do, it doesn’t seem so bad at all.

Camp Pendleton spans more than 125,000 acres, making it the Marine Corps’ largest West Coast training facility. The base supports nearly 70,000 active and reserve Marine, Army, and Navy units, as well as some national, state, and local agencies.

The base is home to the I Marine Expeditionary Force, 1st Marine Division, 1st Marine Logistics Group and numerous tenant units, including Marine Corps Installations-West, Wounded Warrior Battalion-West, Marine Corps Air Station Camp Pendleton, Marine Aircraft Group 39, M...

Read the full MCB Camp Pendleton guide →